Credit Cards remove 20-day interest free - starting July 2008

Credit cardholders, it pays to pay up in full

I have just received a forwarded email saying that all Credit card companies are going to scrap the 20-day interest free period for those who do not pay up their bills in full. With effective from July 2008, credit cardholders who do not pay up in full and on-time may end up paying more.

Under current arrangements, credit cardholders enjoy a 20-day interest-free period on their new retail transactions. However, after July, only those who make full payments before the due date will be entitled to the interest-free days. Those who make only partial or minimum payment will be charged interest on the day the new purchases are posted to the card's accounts. In addition, the late payment charge is now a minimum of RM10, or 1% on total outstanding balances; previously it was 1% of the minimum payment amount.

Cardholders who cannot be prompt in their minimum payments because they do not have the money are now going to get into bigger debts!

Those who use their credit card for convenience or to earn points should now pay close attention to the outstanding amount. If you continue to pay in full diligently, you will not be affected. Those who intend to pay the bill in full, buy pay in round numbers or pay the wrong amount will be severely impacted if he makes a big purchase on his card, as he will be charged interest on this purchase from the date of transaction.

So, use your credit card wisely. Use cash for any retail transaction if possible to avoid getting into bigger debts due to the interest compounding effect.

Cancel any unused credit cards, maintain only one for emergency use.

Breakfast & Heart Attack

For those who always skip breakfast, drink at least a glass of orange juice. Stay healthy!

You've heard many times that "Breakfast is the most important meal of the day." Now, recent research confirms that one of the worst practices you can develop may be avoiding breakfast. Why?

Because the frequency of heart attack, sudden death, and stroke peaks between 6:00 a.m. and noon, with the highest incidence being between 8:00 a.m.and 10:00 a.m.

What mechanism within the body could account for this significant jump in sudden death in the early morning hours? We may have an answer. Platelets, tiny elements in the blood that keep us from bleeding to death if we get a cut, can clump together inside our arteries due to cholesterol or plaque build up in the artery lining. It is in the morning hours that platelets become the most activated and tend to form these internal blood clots at the greatest frequency.

However, eating even a very light breakfast prevents the morning platelet activation that is associated with heart attacks and strokes.

Studies performed at Memorial Universityin St.Johns, Newfoundland found that eating a light, very low-fat breakfast was critical in modifying the morning platelet activation. Subjects in the study consumed either low-fat or fat-free yogurt, orange juice, fruit, and a source of protein coming from yogurt or fat-free milk.

So if you skip breakfast, it's important that you change this practice immediately in light of this research. Develop a simple plan to eat cereal, such as oatmeal or Bran Flakes, along with six ounces of grape juice or six ounces of orange juice, and perhaps a piece of fruit.

This simple plan will keep your platelets from ticking together, keep blood clots from forming, and perhaps head off a potential heart attack or stroke.

Cereals – Perfect Start For Any Day

Because usually in the morning you are in a rush, maybe breakfast is the last on the list of your priorities. Or maybe it isn’t there at all. Breakfast is a very important meal that your body needs. In order to make breakfast give you power and strengths it has to be rich in sugar and low on fats. A proper diet must be firstly equilibrated. This is why you need a tasty and nutritional breakfast but mostly a healthy one. The breakfast aliment that is key for mornings and has all these qualities is cereal.

Why do cereals make the perfect breakfast?
Breakfast cereals are made from corn and rice most times and they are the optimal solution for every morning. Cereals have a rich content of vitamins like vitamin A, C, the whole complex of B vitamins, minerals like iron, magnesium, copper ,phosphor and zinc and anti-oxidants as well. Also cereals are an important source of calcium. They provide an adequate quantity of calcium for any age, and vitamin D that has a very important role in helping the calcium be absorbed by the organism. Cereals have a low quantity of saturated fats, but a high quantity or unsaturated fats, substances good for the organism.

The fibers in cereals have a huge role in everyone’s health.

Heath in a bowl
Because they are an aliment so rich in fibers, minerals and nutritive substances, cereals for breakfast are ideal mornings. You will start your day in a tasty way and they will provide you with the necessary energy and power to get through the day. Their benefic effect is immediate, but there is also one that is seen on a long term. Getting used to eating cereals for breakfast helps you watch over your weigh and helps you maintain your health.

Some dangerous diseases that cereals protect you from are: heart diseases, diabetes, obesity, intestinal affections, even cancer. So, if you make a habit out of eating cereals is as if you were making a long term investment for your health.

For those of you that want to start the day with a smile on their face, cereals are definitely the best option.

Crime Attempt that Happened Last Night @ Damasara Heights

An incident happened last night relating to my colleague's brother. He just finished work at around 1 am and was on his way home. He stopped at a traffic light and notice there were about 5 motorcycles (mat rempit) in front of his car. Suddenly one of the guys came down and walk next to his car. Next thing you know, he took out a rod and smash his brother's car window (damaged as shown in picture below) intending to injure him and rob him of his belonging.

He was going for a second attempt when his brother managed to step on the accelerator and sped off. They did try to follow but gave up after a short attempt. He was lucky that the rod narrowly missed his head and avoided a serious or probably fatal injury.

This incident can happen to anyone...so please be careful especially when you are driving alone late at night.

China 5.12 Earthquake: Insider Story 7

Insider Story 7: Rocked To A Foreign Land

(Click the picture to enlarge)

China 5.12 Earthquake: Insider Story 6

Insider Story 6: My Father Is A Hero

(Click the picture to enlarge)

Read the Numbers on Your Fruit

I just found this out about a month ago. I learned that sticker labels on the fruits actually tell you how the fruits have been grown? Whether they were organically grown or conventionally grown with pesticides and herbicides; Oh, and let's not forget about the genetically engineered fruits.



Conventional Fruit Labels
Four digits and does not start with 9.
** mostly starting with the digit 4.

Organic Fruit Labels
Five digits and starts with number 9.

Genetically Modified Fruits
Start with the digit 8.

So next time you go shopping, remember these critical numbers and know how to avoid purchasing inorganic and GMO fruits.

This is good to know because stores aren't obligated to tell you if a fruit has been genetically modified.

Okay, so if you come across an apple in the store and it's label is 4922, it's an conventional apple grown with herbicides and harmful fertilizers. If it has a sticker 99222, it's organic and safe to eat. If it says 89222, then RUN!!!! It has been genetically modified (GMO).

Vacancy: Sales Representative (Casio Watches)

Wholesaler in watches is looking for a sales representative to cover the Southern part of Malaysia and Klang Valley.

Anyone interested please email Wilson at taisangwkloh [@] yahoo.com

China 5.12 Earthquake: Insider Story 5

Insider Story 5: I Must Be Strong

(Click the picture to enlarge)

China 5.12 Earthquake: Insider Story 4

Insider Story 4: Take My Wings

(Click the picture to enlarge)

Fantastic Personal Security Idea

Gotten this from a forwarded email. Just thought that it should be shared with everyone, maybe it could save a life or from a sex abuse. Guess it would be very effective especially for those who do not have a house alarm installed.


Tips from Bukit Aman
-----------------------
Next time you come home for the night and before you put your keys away, think of this :

It's a security alarm system that you probably already have and requires no installation.

Start keeping your car keys next to your bed on the night stand before you go to rest.

If you think someone is trying to get into your house, or if you hear a noise outside your house, just press the alarm button on the remote controller of your car...

Test it! It should be triggered on almost when you press in everywhere inside your house and will keep honking until your battery runs down or until you reset it.

If your car alarm is activated when someone is trying to break in your house, odds are the burglar or rapist won't stick around.....after a few seconds all the neighbors will be looking out their windows to see who is out there and sure enough the criminal won't want that.

Try yours to make sure it works before you rely on it. Just know that you must press the alarm button again to turn it off.

And remember to carry your keys while walking to your car at the carpark in the evening or while you are alone. The alarm can work the same way.....

So put those car keys & remote controller on the night table now!

有時你是否會覺得自己就像是ESC鍵一樣?

與人之間，有時你是否會覺得自己就像是ESC鍵一樣。

獨自一個人在角落，其實對我來說，Esc 永遠不寂寞和 Ctrl、Alt、Del 一樣，是很重要很重要的按鍵，特別是在電腦當機的時候。

人也是一樣，或許你會有個朋友像Esc，總是在遠遠的地方，不常看到，但在你的人生「當機」的時候，他卻總是能幫助你離開困境、解決問題， 這樣重要的人，就是你真正的朋友 。

朋友們，寧可你們永遠別當機，因為朋友是用來祝福的。

China 5.12 Earthquake: Insider Story 3

Insider Story 3: Just One More!

(Click the picture to enlarge)

China 5.12 Earthquake: Insider Story 2

Insider Story 2: The Boy Who Lived

(Click the picture to enlarge)

How Much Do You Know About China 5.12 Earthquake

This is sent out by a Chinese, named Coco Wang. She tells the insider stories in a series of comics. They are very touching, most of them are not covered in the media.

--------------------------------------------

As you know the breaking news of 5.12 Earthquake in China, almost all the TV channels in China are broadcasting 24 hours non-stop of every development and stories of all the rescue operations in all damaged locations.

I don't know how much information the BBC or any UK media received from us, I imagine the UK audiences were presented with the major developments of the incident, but you are probably unaware of many important and inside details which are only known to people inside China.

The amount of incredibly moving stories of victims, rescuers, and volunteers is simply shocking at the moment. I have been collecting newspapers of all the stories, and telling them in the form of comic strips. I hope these stories could show the UK readers the love, warmth and courage of the Chinese people, also the sad and cruel reality of the horrible 5.12 Earthquake.

I am back home in Beijing now. Thousands of heart-breaking stories are happening 24 hours non-stop everyday, some are so sad that you can hardly bear, some are incredibly moving that you just can't stop crying... I wanted to go to the front to help with all those people, some of my friends have already gone there, but I heard that the traffic needed to be kept totally clear for rescue transportation at the moment, people like me without knowledge of first-aid and experience of rescue operations going there now would cause choas and trouble... but I can't just sit at home and do nothing, I have been crying my eyes out in the past three days, I have never felt more proud of my country and people... their love, courage and kindness rock me to my core! I have decided to tell these touching stories by drawing comics. I am going to send you comic strips almost everyday from now on, I hope you could know something about the earthquake in China, although you don't have to do anything, but I hope you could feel our love and hope.


Thank you all so much.
Coco Wang

--------------------------------------------
Insider Story 1: The Song of Miracle

(Click the picture to enlarge)

Male Vs. Female At The ATM Machine

Gotten this from a forwarded email. Send this to a MAN who needs a laugh and to the LADIES you think can handle it!

---------------------------------------

A new sign in the Bank Lobby reads:

"Please note that this Bank is installing new Drive-through ATM machines enabling customers to withdraw cash without leaving their vehicles.

Customers using this new facility are requested to use the procedures outlined below when accessing their accounts.

After months of careful research, MALE & FEMALE Procedures have been developed. Please follow the Appropriate steps for your gender."


MALE PROCEDURE:

1. Drive up to the cash machine.
2. Put down your car window.
3. Insert card into machine and enter PIN.
4. Enter amount of cash required and withdraw.
5. Retrieve card, cash and receipt.
6. Put window up.
7. Drive off.


FEMALE PROCEDURE:

Unfortunately, most of this part is the Truth.!!!!

1. Drive up to cash machine.
2. Reverse and back up the required amount to align car window with the machine.
3. Set parking brake, put the window down.
4. Find handbag, remove all contents on to passenger seat to locate card.
5. Tell person on cell phone you will call them back and hang up.
6. Attempt to insert card into machine.
7. Open car door to allow easier access to machine due to its excessive distance from the car.
8. Insert card.
9. Re-insert card the right way.
10. Dig through handbag to find diary with your PIN written on the inside back page.
11. Enter PIN.
12. Press cancel and re-enter correct PIN.
13. Enter amount of cash required.
14. Check makeup in rear view mirror.
15. Retrieve cash and receipt.
16. Empty handbag again to locate wallet and place cash inside.
17. Write debit amount in check register and place receipt in back of checkbook.
18. Re-check makeup.
19. Drive forward 2 feet.
20. Reverse back to cash machine.
21. Retrieve card.
22. Re-empty hand bag, locate card holder, and place card into the slot provided!
23. Give dirty look to irate male driver waiting behind you.
24. Restart stalled engine and pull off.
25. Redial person on cell phone.
26. Drive for 2 to 3 miles.
27. Release Parking Brake.

Are you STRESS?

Here's what to do when you feel stress:

1. Pray

2. Go to bed on time.

3. Get up on time so you can start the day unrushed.

4. Say NO to projects that won't fit into your time schedule, or that will compromise your mental health.

5. Delegate tasks to capable others.

6. Simplify and un-clutter your life.

7. Less is more. (Although one is often not enough, two are often too many.)

8. Allow extra time to do things and to get to places.

9. Pace yourself. Spread out big changes and difficult projects over time; don't lump the hard things all together.

10. Take one thing at a time.

11. Separate worries from concerns. If a situation is a concern, find out what future would have you to do and let go of the anxiety. If you can't do anything about a situation, forget about it.

12. Live within your budget; don't use credit cards for ordinary purchases.

13. Have backups; an extra car key in your wallet, an extra house key buried in the garden, extra stamps, etc.,

14. K.M.S. (Keep Mouth Shut). This single piece of advice can prevent an enormous amount of trouble.

15. Do something for the Kid in You everyday.

16. Carry something with you to read while waiting in line.

17. Get enough exercise.

18. Eat right.

19. Get organized so everything has its place.

20. While driving, listen to a tape that can help improve your quality of life.

21. Write thoughts and inspirations down.

22. Every day, find time to be alone.

23. Having problems? Talk to friends on the spot. Try to nip small problems in the bud. Don't wait until it's time to go to bed to try and pray.

24. Make friends with Godly people.

25. Keep a folder of favorite scriptures on hand.

26. Remember that the shortest bridge between despair and hope is often a good "Thank you!"

27. Laugh.

28. Laugh some more!

29. Take your work seriously, but yourself not at all.

30. Develop a forgiving attitude (most people are doing the best they can).

31. Be kind to unkind people (they probably need it the most).

32. Sit on your ego.

33. Talk less; listen more.

34. Slow down.

35. Remind yourself that you are not the general manager of the universe.

36. Every night before bed, think of one thing you're grateful for that you've never been grateful for before.

There is always A WAY OF TURNING THINGS AROUND.

Joke To Kill Your Monday BLUE

Indian Mother.......Brilliant

Mom comes to visit her son Kumar for dinner.....who lives with a girl roommate, Sunita. During the course of the meal, his mother couldn't help but notice how pretty Kumar's roommate was. She had long been suspicious of a relationship between the two, and this had only made her more curious.

Over the course of the evening, while watching the two interact, she started to wonder if there was more between Kumar and his roommate than met the eye.

Reading his mom's thoughts, Kumar volunteered, "I know what you must be thinking, but I assure you, Sunita and I are just roommates". About a week later, Sunita came to Kumar saying, "Ever since your mother came to dinner, I've been unable to find the silver plate. You don't suppose she took it, do you?" Kumar said ,"Well, I doubt it, but I'll email her, just to be sure."

So he sat down and wrote:

Dear Mother:

I'm not saying that you 'did' take the silver plate from my house,
I'm not saying that you 'did not' take the silver plate.
But the fact remains that it has been missing ever since you were here for dinner.

Love, Kumar

Several days later, Kumar received an email from his Mother which read

Dear Son:

I'm not saying that you 'do' sleep with Sunita, and
I'm not saying that you 'do not' sleep with Sunita.
But the fact remains that if she was sleeping in her OWN bed, she would have found the silver plate by now under the pillow...

Love,
Mom.

Lesson of the day:
Don't Lie to Your Mother...........especially if she is Indian!

Bukit Aman Malaysia Control Centre

This piece of info is important to note (for KL and Selangor residents), especially during emergencies and you need to call the police.

Bukit Aman Malaysia Control Centre Numbers: 03-22627555/03-22626555

Key in these hotline numbers (03-22627555/03-22626555) into your mobile phone. They may save your life.

These are the numbers for Bukit Aman Malaysia Control Centre (MCC), the call centre for all police emergencies.

The police are urging Malaysians to have these numbers in their mobile phone. Bukit Aman Public Relations Superintendent, Mohamad Daud said motorists may help prevent cases like the recent murder of assistant computer engineer Mohamad Nazri Ismail.

He added that even after the crime has occurred, the police could go to the crime scene in the shortest possible time and it may result in the capture of those responsible.

An MCC spokesman said the public from any parts of Malaysia can call the centre to report an emergency anytime. "We will direct the call to the nearest police station for the officers there to handle the matter," said the spokesman.

Understand Your Body Temperature

As you know, your body temperature is really an internal clock that keeps you awake and sleeping at certain times.

It's also really important to be aware that the rise and drop of body temperature is a hint for our body to produce the feelings of being awake or being tired.

Whenever your body temperature begins to fall, you will feel tired, lethargic, and drowsier. Whenever your body temperature rises, you will feel more energetic, alert, and be able to focus better.

Don't mistake the fall of body temperature at certain times during the day as the need to sleep. Your body temperature may rise and drop several times in the day as a response to the activities you're doing at the time.

Whenever you place big physical demands on your body, your body temperature will rise above the norm. Your body temperature will drop for a while as soon as you stop the activity.

For example, if you work an 8 hour shift at a job that requires intense activity, one might feel totally drained and ready to fall asleep when you come home at around 4 PM. What you'll actually find is that this feeling of tiredness is not a genuine desire to sleep, but rather a response from your body due to the drop of body temperature.

If you resist sleeping at this moment and provide a “wind-down” period for your body after this period, body temperature will return to normal and you will feel alert again.

In the Powerful Sleep plan, it is suggested that you nap for 10-45 minutes during your day to physically recharge yourself, it's ideal to take this nap when you experience body temperature drop as it helps you sleep. Always limit your naps up to maximum 45 minutes to avoid entering the stage of deep sleep.

After you wake up from your power nap, it's absolutely normal to feel lethargic or drowsy as your melatonin levels are higher. Get as much high intensity light as possible the moment you wake up, and make sure to MOVE your body to get your body temperature up and running again.

If you currently live a very sedentary lifestyle, your body temperature will drop very often when you're sitting around on your butt or watching TV, so if you feel tired during the day understand it’s not because you need more sleep. It's because you need LESS SLEEP and MORE MOVEMENT!

The Appearance of Jesus' Icon in Holy Water

Just to share with you.

This happened lately in the Middle East . The attached photo is a true miracle that happened in the church of Arc Angels , Daher . The Icon of Jesus and the angels surrounding Him appeared in the Holy Baptismal Water. The photographer was a Moslem and only when the photos of the ceremony were processed was the image of JESUS witnessed with His peaceful, beautiful face.



The message is clear for those who believe in miracles. 1-Hour Photo shops are printing the image by the thousands and selling it to the public in Egypt for EGL1.50 each.

What is NEVER MENTIONED IN Mainstream Media like NST/TheStar/Utusan/BH are these facts....

Gotten this from a forwarded email, lets see how true is this....

-----------------------------------------

Malaysian PerCapita Income USD 5000
vs.
Singaporean PerCapita Income USD 25000

Further The Star made a comparison of prices in Thailand , Singapore and Indonesia ..

For Thailand it is quoted at RM3.90/liter, however are they aware that in Thailand new cars are cheaper than Malaysia by RM10,000? They pay only one life time for their driving license? No renewal fee after that? Also that goes for road tax as well? And do TheStar also aware that you can drive all the way from Hadtyai to Bangkok on a six lane highway without paying any Tolls ??!!

Whereas here in Malaysia you have to pay yearly renewal for road tax , driving license and TOLLS, TOLLS, TOLLS!!!

For Singapore how can you quote RM 5.20 ? Please quote in Singapore Dollars because they are earning in Sing Dollars. You might as well say Europeans are paying RM10/liter. RM5.20/liter = Sing $ 2.20/liter, still cheaper than Malaysia in view of fact that Singapore is not a crude oil exporter. Are you saying that you fill up petrol in Singapore by paying Ringgit?

In economy, dollar to dollar must be compared as apple to apple. Not comparing like durian in M'sia is much cheaper than durian in Japan!! Of course-lah, Japan is not durian producer!!! Comparing Malaysian durian with Thailand durian make more sense!!

For Indonesia we might say is cheaper there at RM2.07/liter but compare that to their level of income!


Now, let us compare the price with OIL PRODUCING countries:

UAE - RM1.19/litre
Eygpt - RM1.03/litre
Bahrain - RM0.87/litre
Qatar - RM0.68/litre
Kuwait - RM0.67/litre
Saudi Arabia - RM0.38/litre
Iran - RM0.35/litre
Nigeria - RM0.32/litre
Turkmenistan - RM0.25/litre
Venezuela - RM0.16/litre
MALAYSIA - RM2.70/litre


RM 2.70!!! Individual perspective:

As of last month a Toyota Vios would 'cause a damage' of about RM 89,000.
In the international market, a Toyota Vios is about USD 19,000
USD 19,000 = RM 62,700 (using the indicative rates of USD 1 = RM 3.30)
That makes Malaysian Vios owners pay an extra RM 26,300.

This RM 26,300 should be cost of operations, profit and tax because the transportation costs have been factored in to the USD 19,000.

RM 26,300/ RM625 petrol rebate per year translates to a Vios being used for 42.08 years.

I do understand that the RM 625 is a rebate given by the government, but it also means that one has to use the Vios for 42.08 years just to make back the amount paid in taxes for the usage of a foreign car. Would anyone use any kind of car for that long?

Now with these numbers in front of us, does the subsidy sound like a subsidy or does it sound like a penalty? This just seems to be a heavy increment in our daily cost of living as we are not only charged with high car taxes but also with a drastic increase in fuel price.

With all the numbers listed out, I urge all Malaysians to join me in analyzing the situation further.

Car taxation is government profit, fuel sales is Petronas' (GLC) profit which also translates into government profit. The government may ridicule us Malaysians by saying look at the world market and fuel price world wide. Please, we are Malaysians, we fought of the British, had a international port in the early centuries (Malacca), home to a racially mixed nation and WE ARE NOT STUPID!!!

We know the international rates are above the USD 130/barrel. We understand the fact that the fuel prices are increasing worldwide and we also know that major scientist are still contradicting on why this phenomenon is happening. Some blame Bush and his plunders around the world and some blame climate change and there are others which say petroleum 'wells' are getting scarce.

Again we go back to numbers to be more straight fwd

1 barrel = 159 liters x RM2.70/liter = RM 429 or USD 134

On 1 hand, we are paying the full cost of 1 barrel of crude oil with RM2.70 per liter but on the other hand the crude oil only produces 46% of fuel.

Msia sells crude oil per barrel at USD130 buys back Fuel per barrel at USD134. And not forgetting, every barrel of fuel is produced with 2 barrels of crude oil.

1 barrel crude oil = produce 46% fuel (or half of crude oil), therefore
2 barrel crude oil = approximately 1 barrel fuel
In other words, each time we sell 2 barrels of crude oil, equivalently we will buy back 1 barrel of fuel.

Financially,
Malaysia sell 2 barrel crude oil @ USD 130/barrel = USD 260 = RM 858
then, Malaysia will buy back fuel @ USD 134/barrel = RM 442/barrel
Thus, Malaysia earn net extra USD 126 = RM 416 for each 2 barrel of crude sold/exported vs imported 1 barrel of fuel !!!
(USD 260-134 = USD 126 = RM416)

So where this extra USD 126/barrel income is channeled to by Malaysian Govt?????????

Another analysis:

1 barrel crude oil = 159 liters.
46-47% of a barrel of crude oil = fuel that we use in our vehicles.
46% of 159 = 73.14 liters.
@ RM 2.70/liter x 73.14 liter = RM197.48 of fuel per barrel of crude oil. This is only 46% of the barrel, mind you. Using RM 3.30 = USD 1, we get that a barrel of crude oil produces USD 59.84 worth of petrol fuel (46% of 1barrel).
USD 59.84 of USD 130/barrel turns out to be 46% of a barrel as well.

Another 54% = bitumen, kerosene, and natural gases and so many more.
And this makes a balance of USD 70.16 that has not been accounted for.

So this is where I got curious. Where is the subsidy if we are paying 46% of the price of a barrel of crude oil when the production of petrol/barrel of crude oil is still only 46%?

In actual fact, we still pay for this as they are charged in the forms of fuel surcharge by airlines and road taxes for the building of road (because they use the tar/bitumen) and many more excuse charging us but let us just leave all that out of our calculations.

As far as I know, only the politicians who live in Putrajaya and come for their Parliament meetings in Kuala Lumpur (approximately 60+ km) are the ones to gain as they claim their fuel and toll charges from the money of the RAKYAT's TAX.

It is so disappointing to see this happen time and time again to the Malaysian public, where they are deceived by the propaganda held by the politicians and the controls they have over the press.

Misleading concept of Subsidy:

The word "subsidy" has been brandished by the BN government as if it has so generously helped the rakyat and in doing so incurred losses. This simple example will help to explain the fallacy:

Example:
Ahmad is a fisherman. He sells a fish to you at $10 which is below the market value of $15. Let's assume that he caught the fish from the abundance of the sea at little or no cost. Ahmad claims that since the market value of the fish is $15 and he sold you the fish for $10, he had subsidized you $5 and therefore made a loss of $5.

Question : Did Ahmad actually make a profit of $10 or loss of $5 which he claimed is the subsidy?

Answer:
Ahmad makes a profit of $10 which is the difference of the selling price ($10) minus the cost price ($0 since the fish was caught from the abundance of the sea). There is no subsidy as claimed by Ahmad.


The BN government claims that it is a subsidy because the oil is kept and treated as somebody else's property (you know who). By right, the oil belongs to all citizens of the country and the government is a trustee for the citizens. So as in the above simple example, the BN government cannot claim that it has subsidized the citizen!

Beware: A New Way Of Car Hijacking

I got this from a forwarded email, there is now this new way of hijacking. Beware everyone and keep this circulating to warn people around you.

-------------------------------

You walk across the parking lot, unlock your car and get inside. You start the engine and shift into reverse gear.

When you look into the rear-view mirror to back out of your parking space, you notice a piece of paper stuck in the middle of your car rear windscreen.

So, you shift into park gear, unlock your doors, and jump out of your car to remove that paper (or whatever it is) that is obstructing your view.

When you reach the back of your car, that is when the car hijackers appear out of nowhere, jump into your car and take off. They practically mow you down as they speed off in your car.

And guess what, ladies? I bet your purse is still inside the car.

So now the car hijacker has your car, your home address, your money, and your keys.

Your home and your whole identity are now compromised!

BEWARE OF THIS NEW TACTIC THAT IS NOW BEING USED....

If you see a piece of paper stuck to your rear windscreen, just drive away. Remove the paper later.

-------------------------------

I hope you make this known to all your friends and family, especially to women.

A purse contains all kinds of personal information and identification documents, and you certainly do NOT want this to fall into the wrong hands.

BETTER BE SAFE THAN SORRY!!!!!!!!

Do Not Pump Full Tank Of Petrol

Many of us are not aware that the petrol kiosk pump has a return pipe-line (in black ). When the petrol tank (in the car) reaches full level, there is a mechanism to trigger off the pump latch and at the same time a return-valve is opened (at the top of the pump station) to allow excess petrol to flow back into the sump. But the return petrol has already pass through the meter, meaning you are donating the petrol back to SHELL/ PETRONAS/ CALTEX/MOBIL. .........

My Company's Cost Saving Measures

Background:
In my current company, we, the employees are broken into 2 groups - Group A and Group B. This is to separate the staff into different lunch break sessions and different working Saturday in order to ensure that the office is open through lunch hour and on every Saturday.

In view of the current price hike in petrol and utilities, the Company is about to implement the following measures as part of cost savings with effect from 01 July 2008:

1) Lunch

It will be fixed from 12.30 pm to 1.30 pm. All Departments MUST off all the lights during this period. Staffs are not allowed to eat at their work station but in the pantry. Customer Service, Credit Control, LTR, TSC, Store and Paging Centre will remained open during lunch hour.
(We used to have 2 lunch break sessions: 12pm to 1pm & 1pm to 2pm for Group A and Group B)

2) Air Conditions

Please follow the time to switch on and off the air-cond

Morning: On at 8.45 am; Off at 12.00 noon
Lunch: On at 1.30 pm
Evening: Off at 5.45 pm

This does not apply to Ground Floor (Reception Area) and Paging Centre.

3) Working Days

The official working days will be revised to:

Mondays to Fridays: 9.00 am - 6.00 pm
1st Saturday of each month: 9.00 am - 1.00 pm

Leave taken on a Saturday shall be treated as one working day.
(We used to have 2 groups, Group A and Group B, and each group has to work on every alternate Saturday)

4) After Work / At any time

Please ensure all computers or printers or plug points are turned off at the end of the day and do not leave lights on in the toilet or any unoccupied room.

With these measures in hand, I hope we (the company and the employees) can go through this tough time together.

Do You Wear Bra for the Whole Day?

Do you wear bra for the whole day and even at home? I think we should go bra-free after reading this. It's a message for our health. I think it's important to be aware of the following facts...

For years, a lot of articles with regards to the causes of breast cancer point to an unhealthy diet and lack of exercise as the major links to this disease which happens to be the biggest killer among women during these last two decades.

These studies would have been most credible if it were not for the fact that several women including Linda McCartney who have been religious vegetarians and exercise- freaks have also been unfortunate in suffering breast cancer.

Perhaps the most convincing article I have ever read with regards to this matter is one which links breast cancer to the wearing of bras. In the "Bra and Breast Cancer Study" in the United States , It was discovered that women with breast cancer had a history of sporting tighter and longer bra-wearing than did the women who had not (yet) developed the disease.

In fact, virtually the entire cancer group wore bras over 12 hours. When a woman wears a tight bra, she subjects her breasts to pressure, closing off the lymphatic pathway from the breast to the nodes. This causes fluid built-up swelling, tenderness and cyst formation. Toxins must be flushed out via the lymphatic. However, a bra-constricted breast cannot adequately perform this cleansing process, resulting in toxin accumulation in the breast.

Truthfully, bras are creating droopy, weak breasts....the breast relies on the bras for artificial support; the body loses its ability to support the breast by itself. This is why many women feel uncomfortable without the bra. What is the solution to breast cancer then? DON'T WEAR A TIGHT BRA! And maybe sleep without them.

There is a remarkable success rate for recovery from fibrocystic breast disease within 10 days to two weeks of going bra-free. Many women have tried going bra-less and recorded a miraculous improvement in their health! Bra burning is no longer a feminist issue....It is now a battle between life and death. We should make others more aware of the hazards of wearing them......

Recipe: Marmite Chicken / Spare-rib

This morning, one of my colleagues, a male, was asking the recipe for marmite chicken / spare-rib. I was feeling guilty as being a wife and a mother to 2, not being able to cook proper meals for my family. But this male colleague, being young and single, was asking around for recipes. He told me that he will cook for himself off and on. He kinda loves cooking. He and other male colleague also share their simple recipe in cooking spaghetti. I was totally ashame.

So, I google for marmite chicken recipe and here I found a good one to share to with my fellow readers. I guess I might try it out some times later.

Recipe for Marmite Chicken / Spare-rib
(credit to www.asian-recipes.com)

Ingredients:
250 ml oil for deep-frying
2 chicken thighs, about 500 g cut into pieces

Marinade:
1 tsp light soy sauce
1/2 tsp salt
1/2 tsp pepper
1 tbsp corn flour

Sauce:
2 tbsp Marmite yeast extract
1 tbsp maltose
1 tbsp honey
1 tbsp light soy sauce
dash of pepper and chicken stock granules
100 ml water


Directions:

1. Mix chicken with marinade and marinate for 1 hour. Deep-fry in hot oil for 2 minutes or until cooked. Dish and drain.
2. Leave 1 tbsp oil in wok, pour in sauce and cook at medium heat until thick. Put in fried chicken and mix well. Dish up and serve.

(photo credit to www.thefoodpornographer.com)

MYR3000 Enough For A Family?

Let's do some simple calculations here.

In Malaysia, the average family income is MYR3,000 /month (where father works, mother doesn't).

I understand there are many families whose monthly income does not reachRM3,000; but to make things simple, let's takeRM3,000 as the figure. Ok lah, right?

Okay, let's start rolling with a family which has Papa, Mama, 1 daughter and 1 son. Ngam-ngam ....

Calculation starts...

Electricity and water bill: RM100
(No air-con, No home theatre, No water heater ... ok?)

Phone bill (Telekom): RM100
(Internet streamxy RM68 + land line RM25 = RM93, round-up to RM100 la)

Meals for a happy family: RM775
(3 meals on RM25/day 4 persons. Forget about makan in restaurant ya)

Papa makan / teh-tarik during working hrs: RM155
(RM5/day, RM5 ... can eat what?)

Car repayment: RM400
(A proton saga aeroback, 7 yrs repayment)

Petrol (living in city, traffic-jam): RM300
(go to work, bring son to school, only can afford one car running)

Insurance: RM650
(Kids, wife and self. Forget about insurance la..no money to pay, lets drop it)

House repayment: RM750
(low cost housing repayment for 30 yrs, retired still have to work to pay!)

Tuition: RM80
(got that cheap meh? i don't think so)

Older children pocket money @ school: RM20
(RM1/day, eat bread?)

School fees: RM30
(enough ah?)

School books and etc: RM100
(always got extra to pay in school)

Younger children milk powder: RM50
(cannot have the DHA, BHA, PHA one, expensive)

Miscellaneous: RM100
(shampoo, rice, sauce, toilet paper, saman, etc)

Oh wait!!! I have to stop here, so...

No Astro,
No movie @ cinema,
No DVD,
No CD,
No toys
No computer,
No KFC, No McDonald,
No insurance
No jalan-jalan makan angin (vacation)
No chit chat on phone with grandparents, and etc...
Nothing breaks down for repair

Let's use a calculator to total up... WALAO EH! Shit! RM2,960 already...

EPF belum potong, income tax lagi........ oledi RM2,960 ....

How to survive lah tuan-tuan dan puan-puan sekalian ???

Our Deputy Prime Minister asked us to change lifestyle?

How to change? Don't eat? Don't work? Don't send children to school and study?

Besides that, I believe in Malaysia population, there are millions of rakyat Malaysia which still don't earn RM3,000/month! !!

What is this? Inilah Malaysia Boleh...Sorry... it should beMalaysians Boleh, because we're still alive and kicking!!

You must be joking ???

Jokes To Kill Your Monday BLUE

Monday BLUE sets in again...

Here's some jokes to share with everyone to kill the BLUEs...

-------------------

A man is very ashamed of his penis because of the size. He has an extremely small penis and doesn't want his girlfriend to dump him when she sees the size.

One night when he and his girlfriend are making out in a dark corner he decides he will show it to her. The man unzips his pants, whips out his small dick, and shoves it into her hand.

He sits there impatiently waiting to see her reaction. His girlfriend says, "Thanks for offering, but I don't smoke."

-------------------

Mr. Johnson got himself a new secretary. She was young, sweet, and very polite.

One day while taking dictation, she noticed his fly was open. When leaving the room, she said, "Mr.Johnson, your barracks door is open." He did not understand her remark, but later on he happened to look down and saw that his zipper was open. He decided to have some fun with his secretary.

Calling her in, he asked, "By the way Miss Jones, when you saw my barracks door was open this morning, did you also notice a soldier standing at attention?"

The secretary, who was quite witty replied, "Why? no sir, all I saw was a little disabled veteran sitting on two duffel bags."

-------------------

"Mum, can I ask you something?"

"Sure! What about?"

"You see, I'm already fourteen and... I think it's just proper that I should own one."

"And what is this 'one' you're referring to?"

"Could you buy me a neat set of brassieres?"

"No."

"But my nipples are already prominent and it catches attention."

"Nope." "It will be just proper at my age..."

"I said no way...!"

But all of my friends wears.......!"

"David! How many times must I tell you that bras are for girls!?"

-------------------

An 80 year old man is having his annual check-up at his doctor's office.

He says to the doctor, "I've never felt better in my whole life. In fact, I have a 20 year old bride who's pregnant and having my child. "What do you think of that!!!"

The doctor thinks for a second and then says, "Let me tell you a story. I know this guy who's an avid hunter. He never misses a hunting season. But one day he's in a hurry to go hunting and he accidentally grabs his umbrella instead of his rifle. So he's in the woods and suddenly a giant grizzly bear appears out of nowhere. He raises his umbrella, points at the bear, squeezes the handle and the bear drops dead in front of him. What do you think of that?"

The old man says, "That's impossible. Someone else must have shot that bear!".

"EXACTLY" says the doctor.

-------------------

This Red Indian boy goes to his mother one day with a puzzled look on his face.

"Say, Mom," he asked, "why is my bigger brother named 'Mighty Storm'?"

"Because he was conceived during a mighty storm.", she replied.

"Why is my sister named 'Corn Flower' ?"

"Well," his mother answered, "Your father and I were in a cornfield when we made her."

"And why is my other sister called 'Moon Child'?"

"We were watching the moon landing while she was conceived," the mother replied.

The mother then asked the boy, "Tell me, Broken Rubber, why are you so curious?!"

-------------------

Biology Lesson in Class

During a Biology class, the teacher asked the class :

"Why is that during childhood, gals tend to grow taller than guys?"

A student replied : "That's because guys have "balls" and that weighs them down."

Teacher : "Then why is that at maturity, guys tend to grow taller than gals?"

Student : "That's because gals have breasts and they are heavier than the guy's "balls".

Teacher FAINTED.

-------------------

Difference between Firefly, Butterfly and Cockroach

A father and a son went to the river for fishing.

While fishing, a firefly came by disturbing the son's concentration.

Feeling agitated, the son killed the firefly. On seeing his son notorious behaviour, the father punished the son saying "no FIRE for you for a whole week".

In the second incident, again both went fishing, and this time a butterfly came by. And again the son killed the butterfly by stepping on it. The father became angry and again punished the son by saying "no BUTTER for you for a whole week".

Back home, they were then joined by the mother for dinner. In between, a cockroach appear before them on the dining table and without thinking for a second, the mother wacked on the cockroach until it dies.

The son turn to the father asking, do you want me to tell mom or you want to tell mom.

Kids Views on Relationships

HOW DO YOU DECIDE WHO TO MARRY?

You got to find somebody who likes the same stuff. Like, if you like sports, she should like it that you like sports, and she should keep the chips and dip coming. - Alan, age 10


No person really decides before they grow up who they're going to marry. God decides it all way before, and you get to find out later who you're stuck with. - Kirsten, age 10

WHAT IS THE RIGHT AGE TO GET MARRIED?

Twenty-three is the best age because you know the person FOREVER by then. - Camille, age 10

No age is good to get married at. You got to be a fool to get married. - Freddie, age 6

HOW CAN A STRANGER TELL IF TWO PEOPLE ARE MARRIED?

You might have to guess, based on whether they seem to be yelling at the same kids. - Derrick, age 8

WHAT DO YOU THINK YOUR MOM AND DAD HAVE IN COMMON?

Both don't want any more kids. - Lori, age 8

WHAT DO MOST PEOPLE DO ON A DATE?

Dates are for having fun, and people should use them to get to know each other. Even boys have something to say if you listen long enough. - Lynnette, age 8

On the first date, they just tell each other lies, and that usually gets them interested enough to go for a second date. - Martin, age 10

WHAT WOULD YOU DO ON A FIRST DATE THAT WAS TURNING SOUR?

I'd run home and play dead. The next day I would call all the newspapers and make sure they wrote about me in all the dead columns. - Craig, age 9

WHEN IS IT OKAY TO KISS SOMEONE?

When they're rich. - Pam, age 7

The law says you have to be eighteen, so I wouldn't want to mess with that. - Curt, age 7

The rule goes like this: If you kiss someone, then you should marry them and have kids with them. It's the right thing to do. - Howard, age 8

IS IT BETTER TO BE SINGLE OR MARRIED?

It's better for girls to be single but not for boys. Boys need someone to clean up after them. - Anita, age 9

HOW WOULD THE WORLD BE DIFFERENT IF PEOPLE DIDN'T GET MARRIED?

There sure would be a lot of kids to explain, wouldn't there? - Kelvin, age 8

HOW WOULD YOU MAKE A MARRIAGE WORK?

Tell your wife that she looks pretty even if she looks like a truck. - Ricky, age 10

Natural Remedy For Blocked Arteries

Gotten this from a forwarded mail ... I guess no harm to try out ..

**************************

An article appeared in one of India's news paper, there was someone who was told that his 3 arteries were blocked but after the Angio-gram, it was discovered that 2 arteries had opened and the doctor was astonished.

He asked the person how that happened. The man replied, that he went to homeopath for herbal medicine and that was the result.

The doctor told him to carry on with indian medicines.

The same article was found by Murtaza Bandali who has a bookshop in Watford, London.

It has helped many of our brothers as a magic and shows the result in few days time.

1 cup garlic (grind)
1 cup ginger (grind)
1 cup lime juice (not lemon) - "limboo of limau nipis"
1 cup apple cider vinegar

Mix it and boil at low heat, until 3 cups are left.

Then take it out from the heat and wait until it gets cold.

When it is cold, add 3 cups of honey, mix it thoroughly --- have one table spoonful, first thing in the morning before breakfast.

After few minutes, enjoy your breakfast.

It really works wonder!!!

Keep the bottle in the fridge for next day's use.

Beware: Don't knock the pump nozzle after finish filling your petrol

I just received an email warning not to knock the nozzle after we have finished filling the expensive petrol. It is said that it might set up the fire. I feel the urge to share this info with all my readers as the petrol price is rising high recently, every drop of the petrol seems to be very precious. But be careful don't ever try to knock the pump nozzle, instead wait for the nozzle to drip for a while before pull out the nozzle.

Here's what the email says:
(apology as it is in Malay)

*******************

JANGAN KETUK NANTI TERBAKAR


Kalau kita ke stesen minyak, selalunya ada tanda arahan yang mengingatkan kita agar jangan menggunakan handphone, matikan enjin kereta dan jangan merokok kerana benda-benda ini amat bahaya....

Ada satu lagi perkara yang tidak diberikan amaran / larangan langsung sedangkan ianya tidak kurang mendatangkan bahaya. Selalunya apabila kita memasukkan nozel ke dalam muncung tangki kereta, kita akan menunggu sehingga habis minyak yang kita beli. Kebiasaannya juga apabila nozel hendak dikeluarkan, kita mengetuknya pada muncung tangki supaya titisan-titisan terakhir petrol masuk ke dalam tangki dan tidak tertumpah.

Tapi awas . Ambil perhatian bahawa nozel tersebut adalah besi, muncung tangki juga diperbuat dari besi. Sekiranya terdapat karat pada nozel dan muncung tangki pula bergerigi, kemungkinan bila kita mengetuknya api akan menyala ('spark').

Janganlah disebabkan tidak mahu rugi setitik dua petrol, kebakaran pula yang terjadi .


Dinasihatkan:

Jangan ketuk , tapi biarkan nozel tu lama sedikit untuk memastikan minyak telah berhenti mengalir.

Fathers' Day Special: Don't You Feel Touched?

A man came home from work late, tired and irritated, to find his 5-year old son waiting for him at the door.

SON: Daddy, may I ask you a question?
DAD: Yeah sure, what is it?

SON: Daddy, how much do you make an hour?
DAD: That's none of your business. Why do you ask such a thing?
(The man said angrily.)

SON: I just want to know. Please tell me, how much do you make an hour ar?
DAD: If you must know, I make Rs.100 an hour.

SON: Oh
(The little boy replied, with his head down)

SON: Daddy, may I please borrow Rs.50?

The father was furious.
DAD: If the only reason you asked that is so you can borrow some money to buy a silly toy or some other nonsense, then you march yourself straight to your room and go to bed. Think about why you are being so selfish. I work hard everyday for such this childish behavior.

The little boy quietly went to his room and shut the door.

The man sat down and started to get even angrier about the little boy's questions. How dare he ask such questions only to get some money?

After about an hour or so, the man had calmed down, and started to think: Maybe there was something he really needed to buy with that Rs.50 and he really didn't ask for money very often. The man went to the door of the little boy's room and opened the door.

'Are you asleep, son?' He asked.

'No daddy, I'm awake,' replied the boy.

'I've been thinking, maybe I was too hard on you earlier', said the man.

'It's been a long day and I took out my aggravation on you. Here's the Rs.50 you asked for.'

The little boy sat straight up, smiling. 'Oh, thank you daddy!' He yelled.

Then, reaching under his pillow he pulled out some crumpled up bills. The man saw that the boy already had money, started to get angry again.

The little boy slowly counted out his money, and then looked up at his father.

'Why do you want more money if you already have some?' the father grumbled.

'Because I didn't have enough, but now I do,' the little boy replied.

'Daddy, I have Rs.100 now. Can I buy an hour of your time? Please come home early tomorrow. I would like to have dinner with you.'

The father was crushed. He put his arms around his little son, and he begged for his forgiveness.

It's just a short reminder to all of you working so hard in life. We should not let time slip through our fingers without having spent some time with those who really matter to us, those close to our hearts.

Do remember to share that Rs.100 worth of your time with someone you love.

If we die tomorrow, the company that we are working for could easily replace us in a matter of days.

But the family & friends we leave behind will feel the loss for the rest of their lives.

And come to think of it, we pour ourselves more into work than to our family.

100th Post: An Honorable Donation (令人肃然起敬的捐款者)

一个身残心不残的捐款者最感人的回报!希望人们看完后，我们的救灾善款会更多!

他'走'过来，我们以为只是路过……
He 'walked' across, we thought he was passing by...



接下来的一句话令在场的所有人惊讶，'我要捐款！'他从碗中捐出了几个硬币！他让警察叔帮他捐款，警察叔叔知道他所捐的钱的份量，所以坚持让他亲手捐，旁边的人都非常感动!
'I want to donate!' He draw out a few coins hidden from his palms, the officer lend a hand but insisted that he placed his money into the donation box.



在场的所有人无比感动，难以形容，他以他的方式回报社会！
All are speechless, he return his deeds to the society in his own way!



'我还有钱！'我们再次为之动容！
'I still have money!' Again, we are astonished.



他从口袋里又捐出了几十元……
He draw out a few ten dollar notes and donated...



看到这里，我想说：有人比他还富有吗？有人比他还高大吗？有人比他捐的更多吗？有人还说我捐过一次了吗？

一个身残心不残的捐款者，令世界动容！他的形象此时此刻是如此地高大、伟岸，足以令无数健全人无地自容！

RESPECT!!!

Poison for Mother-in-Law

Today I received a very meaningful email and decided to share with others through my blog. It goes like this:

A long time ago in China, a girl named Li-Li got married & went to live with her husband and mother-in-law. In a very short time, Li-Li found that she couldn't get along with her mother-in-law at all. Their personalities were very different, and Li-Li was angered by many of her mother-in-law's habits. In addition, she criticized Li-Li constantly.

Days passed, and weeks passed. Li-Li and her mother-in-law never stopped arguing and fighting. But what made the situation even worse was that, according to ancient Chinese tradition, Li-Li had to bow to her mother-in-law and obey her every wish. All the anger and unhappiness in the house was causing Li-Li's poor husband great distress.

Finally, Li-Li could not stand her mother-in-law's bad temper and dictatorship any longer, and she decided to do something about it!

Li-Li went to see her father's good friend, Mr. Huang, who sold herbs. She told him the situation and asked if he would give her some poison so that she could solve the problem once and for all.

Mr. Huang thought for awhile, and finally said, "Li-Li, I will help you solve your problem, but you must listen to me and obey what I tell you." Li-Li said, "Yes, Mr. Huang, I will do whatever you tell me to do."

Mr. Huang went into the back room, and returned in a few minutes with a package of herbs. He told Li-Li, "You can't use a quick-acting poison to get rid of your mother-in-law, because that would cause people to become suspicious. Therefore, I have given you a number of herbs that will slowly build up poison in her body.

Every other day prepare some delicious meal and put a little of these herbs in her serving. Now, in order to make sure that nobody suspect you when she dies, you must be very careful to act very friendly towards her. "Don't argue with her, obey her every wish, and treat her like a queen." Li-Li was so happy. She thanked Mr. Huang and hurried home to start her plot of murdering her mother-in-law.

Weeks went by, and months went by, and every other day, Li-Li served the specially treated food to her mother-in-law. She remembered what Mr. Huang had said about avoiding suspicion, so she controlled her temper, obeyed her mother-in-law, and treated her like her own mother.

After six months had passed, the whole household had changed. Li-Li had practiced controlling her temper so much that she found that she almost never got mad or upset. She hadn't had an argument with her mother-in-law in six months because she now seemed much kinder and easier to get along with.

The mother-in-law's attitude toward Li-Li changed, and she began to love Li-Li like her own daughter. She kept telling friends and relatives that Li-Li was the best daughter-in-law one could ever find.

Li-Li and her mother-in-law were now treating each other like a real mother and daughter. Li-Li's husband was very happy to see what was happening.

One day, Li-Li came to see Mr. Huang and asked for his help again. She said, "Dear Mr. Huang, please help me to keep the poison from killing my mother-in-law! She's changed into such a nice woman, and I love her like my own mother. I do not want her to die because of the poison I gave her."

Mr. Huang smiled and nodded his head. "Li-Li, there's nothing to worry about. I never gave you any poison. The herbs I gave you were vitamins to improve her health. The only poison was in your mind and your attitude toward her, but that has been all washed away by the love which you gave to her."

Have you realized that how you treat others is exactly how they will treat you? There is a wise Chinese saying: "The person who loves others will also be loved in return". This is the Power of LOVE.



God might be trying to work in another person's life through you!

Beware of Continuous Calls

Received this forwarded email from a friend. Even it might not be true, but it can happen... it is certainly scary....I felt the real need to share with everyone.

A while ago heard that my friend's brother-in law's mother was cheated of 350,000. And today, this thing happened to me, until now, when I think of it, I still feel numb all over. Only difference is that they did not manage to cheat my money.

This afternoon, I was still in the office on my computer when my handphone rang, I picked it up, but no answer on the other side. I hung up, but it rang again, I looked but there was no registered no, I picked up the phone and again no one on line. This happened for many many times, I did hear some soft voices of a few man on the other side but could not hear exactly what they are saying. This went on and on, my phone just did not stop ringing. Then I remembered what I read in the newspapers and decided to call home. But I kept calling and could not get through to my house no and no one picked up on my mother's handphone. Meantime, my handphone did not stop ringing. I was getting really worried and finally managed to get through to home and my mother picked up the phone. She was crying and kept asking me where I was.
When I told her I was in the office, she would not believe me and I needed to reassure her that yes, I am in the office.

I found out that someone called my mother telling them that I borrowed 120,000 from them and asked her to bring that money immediately for my release. They even had someone screaming at the side pretending to be me "Mum, I am xxxx, come save me quick"... My mother was so scared and the party kept my mother on the line with a lot of rubbish, refusing to let her hang up. Kept telling my mother to prepare the money to save me. Luckily I called home, other wise my mother would have gone to prepare the money.

Please be careful.....
1. The cheaters thought that if they keep calling my handphone, I will feel really annoyed and switch off my handphone then my mother will not be able to contact me.
2. The cheaters must have also kept her on the phone all the time so as not to give her time to call me to confirm my safety.

Please go home and tell your family, so if they meet the same situation, do not worry, do not panic. Call around to check, many phones you can use. If your handphone also ring non-stop like mine, do not switch off your hand phone. Call home immediately to check. Let your family know that you are ok.

Photo Of The Day: Electric Fence - No Joke!

Seems a sheep farmer was puzzled about the disappearance of some sheep on his farm. After a few weeks the farmer decided to put up an electric fence.

About a week later, this is what he found...


Now, I know we've all heard of people being eaten by snakes & I bet most of us have said, 'If a snake tried to eat me, I'd blah, blah, blah & get away.'

Well, this is a Python & they're extremely aggressive & have a few teeth that they use to hold their prey while they wrap around them & then constrict.

Could you get away if this one bite you & held on with it's 'few teeth?'

(Note: The wires are 10 inches apart.)

'CLEAR' Button After Using Credit / Debit Card At Pump

I just received an email warning us to press the 'CLEAR' button after every purchase of petrol / gas via credit card machine at pump kiosk.

This is the content of the email, not sure how true it is. But I guess it poses no harm in practising it. Just share this piece of information with your friends might save them from paying extra bucks for others' fuel.

Jim just told me about something that happened to one of his co-workers. She used her credit/debit card to purchase gas at the pump (like most of us do).

She received her receipt like normal. However, when she checked her statement, there were 2 additional $50 charges added in addition to her purchase. Upon investigation, she found out that was because she did not press the 'CLEAR' button at the pump after she finished her purchase, the employees inside the store was able to use her card to purchase for their own gas!

To prevent this from happening, after you get your receipt, you must press the 'CLEAR' button or your information will be stored until the next customer inserts their card.

Be sure to tell all your friends / family members so that this doesn't happen to them!

List of Negative Calorie Foods

Negative calorie foods are group of vegetables and fruits, that have "negative calorie effect". The idea is that when we consume these negative calorie foods, our body use more energy to digest these foods than the foods provide to the body, so we burn off some calories just by eating.

We know that our bodies do use up energy in digesting food. In fact, it is believed that about ten percent of the calories from a meal are burned up while your body digests and processes the foods. That still leaves you with ninety percent of the calories. The second part of the secret is that those calories are very low and very healthy compared to the calories in fat, sugar, meat and refined junk foods. You can eat all of the green veggies you want and still lose weight.

When you eat raw vegetarian foods instead of processed fatty foods, you certainly do ingest fewer calories, and your body also burns up more calories in digestion. You feel way more full and satisfied. Your body gets the vitamins and minerals it wants so you may not feel so many cravings.

Here is a list of negative calorie foods that help you to lose weight without feeling hungry:

Vegetables:
- Asparagus
- Beets
-Broccoli
- Cabbage
- Carrots
- Cauliflower
- Celery
- Chicory
- Chili Peppers
- Cucumbers
- Endive
- Garlic
- Lettuce
- Onions
- Spinach
- Turnip
- Zucchini


Fruits:
- Apples
- Cantaloupe
- Cranberries
- Grapefruit
- Lemons
- Mangoes
- Oranges
- Papayas
- Pineapple
- Raspberries
- Strawberries
- Tangerines
- Watermelon


What is the secret to losing weight by eating negative calorie foods?
The secret is to fill up on negative-calorie foods during the day and eat a healthy well-balanced regular meal at dinner time.

There are different ways to incorporate negative calorie foods into the early part of your daily diet. You can make a variety of fruit smoothies of fruit salads for breakfast. For lunch, enjoy a large crispy vegetable salad and include a 4-oz portion of lean meat / white meat.


How about some negative calorie recipes?
You can start out by simply adding negative calorie foods to other foods in any recipe, to make the meal more balanced. If you usually make spagetti with meatballs, for example, use chunks of zucchini instead of the fattening meatballs.

Add a mixed salad to every meal. Toss in half of the items on the negative calorie list into your salads. Just leave off the creamy high-fat dressing. Use a raspberry vinaigrette or something light like that.

Substitute these foods in place of others. Make a stir fry with several vegetables. Have a smoothie shake with your favorite fruits and some berries.

This is not a strict vegetarian diet. We can enjoy chicken or other white meats once in a while. But only a small amount. It is a personal choice. But on this diet you simply eat the foods listed above and you lose weight. It is that simple.

No matter what your eating plan may be, negative calorie foods or not, take a balanced daily multi-vitamin and mineral supplement.